Romance Scams: Avoid Imposters Who Ask for Money

This guide explains how romance scams work, how a scammer manipulates victims, and how to avoid losing money to a romance scam — especially when fake profiles try to impersonate real companies or crypto platforms like Margex. Margex is a legitimate crypto trading platform and this is not a scam if you verify the identity through a federal government site. Margex is not a romance scam, and never asks users to send money through text messages, dating sites, social media, or gift cards.

Key Takeaways

  • Romance scams thrive on anonymity, emotional manipulation, and requests to send money.

  • A romance scammer may use fake photos, urgent stories, or “medical emergencies.”

  • Margex will never ask for money through dating apps, text messages, or social media.

  • Always verify communication through the official website, not unsolicited messages.

  • Use a reverse image search if you suspect a fake online profile.

  • Never share personal information, financial information, or your Social Security number with someone you’ve never met in person.

  • If it feels rushed or unusual — don’t send money to anyone who asks you for money unexpectedly, and talk to someone you trust.

What Is a Romance Scam?

A romance scam is a confidence scheme where a scammer builds an online relationship to manipulate someone into sending money or sharing sensitive information. These scams commonly appear on:

  • dating sites

  • dating apps

  • any social media platform

  • fake “support agents” pretending to help with crypto or cryptocurrency accounts

A romance scammer often claims they can’t meet in person, tries to create urgency, and then finds a way to ask for money, gift cards, crypto, or financial information.

Scammers sometimes impersonate real brands — including crypto exchanges — but Margex is not associated with romance scams, and never sends unsolicited messages to users.

Red Flag Indicators of Romance Scams

Recognizing the signs early can save you from losing money to a romance manipulator. A scammer may ask you for money for financial gain:

  • They may claim they need money for emergencies or to meet someone; they may say they can’t meet in person due to work, travel, or military duty.

  • Try to move conversations off the dating website fast.

  • A person’s profile picture may not be genuine; search online to verify it — the same photo may appear in many places or be associated with another name.

  • Create a sense of urgency (“I need help now! It’s an emergency!”).

  • Refuse a video call or say their camera is broken.

  • Ask you to send money, wire money, or send cryptocurrency.

  • Ask for account information, financial details, or your Social Security number.

  • Tell emotional stories involving friends or family to gain sympathy (medical emergencies, debts, or visas).

If the relationship is online and the person is unable to meet in person, treat that as a warning.

Margex strongly recommends users avoid sharing personal or financial information with anyone outside the official website.

How Do Scammers Demand Payment?

Romance scams involve creating emotional pressure and then demanding payment through untraceable methods. A scammer often tries to make you:

  • send money via wire transfer

  • purchase gift cards

  • send cryptocurrency to a random wallet

  • provide financial information or access to bank accounts

  • transfer funds to “help” with fake emergencies

  • send money to “release a package” or “unlock winnings”

These payment requests are strong evidence that you may be a target — it’s a scam.

Margex never asks users to receive money directly, send money outside the platform, or contacts people through dating sites, social media, or text messages.

Tips to Avoid Losing Money to a Romance Scam

Use these steps to avoid romance scams, protect your identity, and prevent financial loss:

  • Verify photos using reverse image search tools.

  • Don’t share sensitive information, crypto wallet details, or financial information.

  • Don’t trust anyone you’ve never met in person who asks for money.

  • Check whether their story matches reality — scammers create fake profiles to manipulate.

  • Only interact with companies through their official website, not through unsolicited messages.

  • If someone claims to be from Margex outside margex.com — report the scam immediately.

  • Talk to someone you trust before sending money to someone you met online.

  • Report suspicious behavior to the FTC (Federal Trade Commission) or relevant authorities.

  • If you become a victim, immediately report the scam on an official government website.

Margex encourages users to verify information and avoid sending money to anyone claiming to “offer help” outside the platform.

FAQ

How can you tell if you are chatting with a scammer?

You might be dealing with a scammer if the person avoids video calls, can’t meet in person, asks for money or offers financial help, requests personal information, or uses stories designed to create urgency. A quick reverse image search can also show if their photo is fake or associated with another name.

What are 5 of the most current scams?
  • Romance scams on social media and dating sites

  • Crypto investment scams demanding cryptocurrency

  • Imposter scams pretending to be government or company officials

  • Gift card scams

  • Medical emergency manipulation schemes

Why would a scammer want to meet in person?

Usually, they don’t. A romance scammer almost always claims they can’t meet in person because the anonymity helps them manipulate victims without exposing their identity. If they push for a meeting, it’s often to gain deeper trust or set up a more advanced scheme.

What are common scammer phrases?

Common phrases include:

  • “I need help urgently.”

  • “I can’t meet in person right now.”

  • “Please don’t tell your friends or family.”

  • “Can you send money just this once?”

  • “I’ll pay you back, I promise.”

  • “Trust me, this is safe.”

These phrases are designed to isolate and pressure the victim.